You’re such an [ __ ] how you kids doing [ __ ] Consulting it’s good morning Cappy going to go to the gy get the Guns of Navarone blob blah blah blah and if you have a question Cappy’s got answers at assoc consulting.com dear Kappy I’m in a
Little bit of a bind I don’t know if I should save six month salary about 24,000 first or go to school right away and get a career I haven’t worked in a job related to my major bidness so you get to go go back to school again for about a year due to
This unemployment Gap I’m worried I might not get a job even if I get a QuickBook certificate uh which is what I’m planning on getting after I save up the money well I’ll tell you this um your your business degree is like a high school diploma that’s a good one a
Business degree is like a high school diploma it is the most Bland borning talentless no nothing worthless well it’s not the most worthless degree out there there’s some practicality to it so but if you want to make more than $20 an hour you’re going to have to go after
An entirely new career and so the employment gap are not your business degree are not QuickBooks means you’re going into accounting and that’s when your new career starts so it’s uh I’m worried I might not get a job even if I get the QuickBook certificate no one’s going to give a [ __ ] because
You’re going to say yeah I repurposed my career I I changed career careers I was a business major which means I was going to go and do a lot of jerking off in filing and paperwork and then I decided to become an adult and become an accountant get an actual skill so I
Don’t think the there’s nothing preventing you from getting the QuickBook certification which is what I’m planning on getting after I save up the money however due to the possibility of a recession and hyperinflation is z def fend incompetence I feel like I should have some money stocked away in case my
Current job uh delivery J driver goes under you should have some money okay so you want some money for like an emergency fund do you have see that’s the rule number one emergency fund I feel like I should have some money sacked away in case my current job delivery driver goes
Under I have two questions for you do you think I should go to school now and then the little Millennial [ __ ] that you are you use the word or because you just can’t do more than one thing or save up some money first uh how much money do you think I
Should save for recession I feel like 24,000 may be too much well that all depends on your your living expenses like 24th that’s a lot generally speaking for the United that’s that’s more than enough uh three to six months whatever that translates to where you live 6 months is
Obviously better than three but I don’t want to go much more than six months but 24,000 that would that would carry you like even in a you know relatively expensive area maybe not downtown San Francisco but that should be more than enough so your first question do you
Think I should go to school now or save up some money first okay dude the QuickBook certification you don’t go to school for that you just go to courses online and you self-study and you pract you’re learning a software okay you’re you’re delivery driver nothing’s preventing you from doing both
It let’s do it again you will waste your life if you keep doing this 40h hour a week [ __ ] no one achieves excellence in 40 hours a week no one if it’s your life man if you want an easy life with no real accomplishments and no real failures either go be your
40 do 40 hours a week worker with a boring truly midlevel degree like business and then you can have you could watch football and you can what what are other boring normal people do uh you could LIF paycheck to paycheck your the peak of your life could be that
You got a brand new car not even a cool car like a Mustang or anything you just got like a brand new car and you got a pretty good deal on financing and then you could constantly worry about money your entire life uh but you know the good news is
You get to be lazy you get to mail it in which you’ve done this entire time apparently a business degree that’s mailing it in delivery driver not nothing wrong with it but it’s it’s mailing in and then you come up to me like or you will continue to be a delivery
Drive if if it were me I would go and become a security guard you know even I would continue doing delivery driving then I’d have one or two shifts maybe on the weekend as a security guard where I’d make money and and see the [ __ ] conjection con conjunction the [ __ ] conjunction is or
That’s for [ __ ] and I don’t even want to call it the real real is is just normal men normal men use the conjunction and [ __ ] use or and we’re not talking a lot dude if all you were thinking about is getting certified and QuickBooks that’s like going to school
Fulltime you’re not busting your ass off that’s a three four hours a weekend just sitting they’re studying and practicing and let’s be honest you with this life you probably don’t have any opportun call right there’s not like some hot chick with big tits like oh my
God I just need to suck your dick every day oh dick sucking Tom I got to go we’re like we understand whole point going into getting a skill or trade was to get your dick sucked but you’ve shortcut it you don’t have anything going on and what do
You do what do you do you go do your delivery driving okay and then it’s 3: or 4 pm what do you do I’m guessing you don’t work out you’re not did what about the reserves or the I guess people might have reservations you know looking at China
In the Middle East now but why not for sake of argument why aren you part of you know uh the National Guard of the reserves what is this $40 40 hours a week [ __ ] why so no you’re gonna do both you’re going to continue doing your delivery
Driving save up your money 24 is a little much but you know i’ say 20 would be more than enough and take the online course take the online certification go get the software go through go search some some tutorials online and get certified in QuickBooks dude don’t tell them what you learn how
To play a video game right you learn how to use the controls and it’s the same thing with the software accounting software go do it I mean every time you every minute you’re playing video games that’s a minute you could be learning QuickBooks you know God gez you can’t
Handle learning one piece of software and have a full-time job so your second one how much money do you think I need to save for a recession at 20,000 is enough especially if you’re like living at home you don’t have that much expenses do you think I should go
To school now or save up some money first well I don’t know okay do you mean you go back to school to get a degree in accounting I’m worried I might not get a job even if I get a QuickBook certificate which is one I’m planning on
Getting after I save up the money all right so you’re not going back to school you’re not going for an accounting degree got dude yeah go learn the software on the side man it shouldn’t take that long and even if you were like should I go to school
Or uh continue being a driver continue my job I’d say do both you don’t have to go to school full-time you go to County school for online at your own pace your own Leisure credited of course and there you go you’re going to do both and and if you want if you want
To do the or thing well I don’t know enjoy being poor enjoy living paycheck to paycheck for the rest of your life I the only reason I got ahead is because I could do I did both you know and and then in imagine someone who does five years both and someone who does
Or someone does or has five years 40 hours a week someone does both has it has 10 years of full-time work condensed into five and they accelerate and Advance exponentially it’s not like you’re giving up a lot of things either like I still got out I still dated I
Still I still got my peen touched there’s a lot of complaints why do you work so much because like [ __ ] daddy warbox ain’t backing me up at any time titly Winks McGee from the suburbs you can give me some of the money your dad gave you for your new car and then
I’ll work in aess shift oh you’re not going to do that shut the [ __ ] up so there you are you’ll do both one Super Chat Rob fol hey Rob where have you been man good to see you five bucks Cappy I’m fat and poor should I go to
The gym or get a sh right right I I keep spending more money should I than I make should I work more or spend less both I it’s not my life it’s not my look guys if it’s it’s your life I understand the apprehension to labor and
Work and toil and rigor I get it it there’s nothing I tell the fat pissed-off feminist look your life would be a hell of a lot better if you just stop caring about men instead of yelling at them and screaming look we get it you don’t like men just
Go go fishing go roller skating go go eat good food you could eat all the food in the world you want because you don’t care you’re not there to attract the opposite sex I would think why would you burden yourself with worrying what the O you know other people think so if you’re
Okay just being poor and there’s nothing wrong with being poor you could be a minimalist you could get by on like I did the numbers men could get by on 23 Grand a year depending on where you live but it’s going to be some very Spartan
Living but if you’re afraid of work that much if you’re afraid of like that is such a crippling fear then don’t do it just accept that you’re not going to have that great of a job and don’t don’t waste any more time like think of all the time you wasted
Getting a business degree that was a four years pissing away you could have worked two full well I’m sorry you want to go ahead and want to introduce and you could work one full-time job you have been way further ahead just don’t if you’re going to make an investment in
Something make sure it pays off and so if you had gone to to school for accounting or the trades you you’d have something to show for it after four years but you’re even lazy in that all right that’s it link below if you have questions about life management
And you you I don’t know got other questions that you just don’t want to send me I have a course called the Dad you never had lazy people work twice as hard quote from aam’s Dad and he took that from someone else all wisdom like that and
More in the course the dad you never had it’s unteachable I have it linked below we’ll see you guys later toodles
source
